John Baugh | VP, IR |
Steve Michaels | President & CEO |
Brian Garner | CFO |
Kyle Joseph | Jefferies |
Jason Haas | Bank of America |
Bradley Thomas | KeyBanc Capital Markets |
Anthony Chukumba | Loop Capital |
Bobby Griffin | Raymond James |
Standing by, and welcome to the PROG Holdings Second Quarter 2023 Earnings Conference Call. At this time, all participants are in listen-only mode. After the speakers' presentation, there will be a question-and-answer session. [Operator Instructions] As a reminder, today's program is being recorded.
And now I'd like to introduce your host for today's program, Mr.